
Stock market shares (index tracking)
Most experts agree that over the long term the stock market should potentially outperform almost every known investment. In other words, grow your money the most. And the surest way to take advantage of stock market growth is a tried and tested investment approach called index tracking.
But before you rush in, only invest money you're prepared to see go up and down in value, and remember, there's no guarantee you'll get back all you invest. It's always best to invest for five or more years, to increase your chances of a good return. Click here for more information about Virgin's index tracking investment approach.
Bonds and gilts
If you're after a higher return than you'd normally get from a deposit account without dramatically increasing your risk, fixed interest investments like bonds and gilts may be a better choice. They don't have the potential to grow your savings as much as the stock market, but your money is more secure and the tax-free regular interest it receives will outstrip most deposit accounts. At Virgin we only invest in top-rated bonds and gilts, so your savings earn a good level of interest with a lower risk that investing in shares. Click here for more about Virgin's approach to bonds and gilts.