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What's covered with Virgin Travel Insurance?

What do you get for your money? Here's the lowdown:

What's covered?..
How much is it covered for?
Excess
Personal Possessionsup to £1,500 per insured person£35
- Single articleup to £250£35
- Valuablesup to £400£35
Replacing your personal possessions in an emergencyup to £150 per person insuredNil
Personal moneyup to £500 per insured person (inc. £250 for loss of cash or banknotes)£35
- Emergency cash advanceup to £100 per insured adultNil
Emergency medical and travel expenses abroadup to £10,000,000 per insured person£35 out-patient treatment claims
- Hospital benefit£20 per day, up to £600Nil
Cancellation of a journeyup to £5,000 per insured person£35
Curtailment of a journeyup to £5,000 per insured person£35
- Catastrophe coverup to £500Nil
Personal accident benefitup to £30,000Nil
Personal liabilityup to £2,000,000£35
Delayed departure or arrivalup to £100 per insured person (£25 for each 8 hours delayed)Nil
- Abandonmentup to £5,000 per insured person£35
- If you miss your departureup to £600 Europe (£1,000 worldwide)Nil
Loss of passport or driving licenceup to £250 per insured personNil
Legal assistanceup to £25,000 per insured person (£50,000 max)Nil
Hi-jackup to £1,000 per insured personNil
Mugging£50 per insured personNil
Pet careup to £250Nil
Home careup to £250Nil
Golf equipment (optional)up to £1,500 per insured person£35
- Single article limitup to £250£35
- Essential replacement itemsup to £450 per insured personNil
- Hole-in-one coverup to £75 per insured personNil
- Loss of green feesup to £200 per insured personNil
Winter sports equipment (optional)up to £400 per person£35
- Single article limitup to £250£35
- Essential replacement itemsup to £90Nil
- Loss of pass feesup to £225 per insured personNil
- Piste closureup to £250 per insured personNil
- Delayed departureup to £200 per insured person if your departure from your resort is delayedNil

If you'd like full details of what's covered or you'd like to check any exclusions that may apply, read the policy wording. You'll need to have Adobe Reader to see this.