
You can apply for a Virgin Personal Loan if you're aged 18 or over and a UK resident with a regular income. It should only take 10 minutes. Please have handy:
- your bank or building society account info
- details of any other loan or credit card you have
- your previous address or work details if these changed in the last three years.
You could also get an instant decision by applying for a Virgin Personal Loan over the phone. Just call 0800 068 5688 and quote ‘VPP06’. We're here 8am to 9pm Monday to Friday and 9am to 6pm Saturdays.
Remember, the typical rate is 6.9% APR, though we may offer you a different rate depending on your personal circumstances and the credit assessment we carry out as part of your application. The agreement we send you before your loan starts will clearly show your APR, so you'll always know the score.