
We offer three types of pet insurance:
Accidental injury
The cheapest way of insuring your dog or cat, designed to help you cover one-off, unexpected costs if your pet is involved in an accident. It also includes lots of other benefits too. If you think pet insurance is a luxury you can't afford, this could help you think again.
Accident and illness
This covers your pet against accidents and illness, with a maximum time and amount we'll pay out for each condition - so premiums are kept affordable.
Accident and illness extra
Maximum cover at a competitive price. It covers your pet from the start of any accident or illness for the rest of its life or until you reach the maximum amount we'll pay out.
At a glance
Condition | Accidental injury | Accident & illness | Accident & illness extra |
---|---|---|---|
Holiday cancellation/curtailment: due to loss or injury of your pet with our Accidental injury cover, or due to loss, illness or injury of your pet with our Accident and illness or Accident and illness extra. | up to £1,000 | up to £1,000 | up to £1,000 |
Hospitalisation of owner: kennel/cattery fees if you have to go into hospital for more than four days. | up to £500 | up to £500 | up to £500 |
Theft or straying: recovery costs if your pet is lost or stolen. | up to £500 | up to £500 | up to £500 |
Accidental death/loss of pet: reimbursement if you lose your pet through theft, straying or accidental death. | purchase price - up to £1,500 | purchase price - up to £1,500 | purchase price - up to £1,500 |
Four help lines including 'Find a vet', 'Bereavement counselling', 'Pet minder' and 'Pet legal'. | ![]() | ![]() | ![]() |
Legal liability in case your dog injures a third party or damages their property. | up to £1 million | up to £1 million | up to £1 million |
Vet's fees - amount of cover | Maximum 12 months of treatment for each injury up to £1,500 for each condition | Maximum 12 months of treatment for each injury, illness and disease up to £3,000 for each condition | Cover for each injury, illness and disease with no time limit, up to £6,000 for each condition |
Pet travel cover
You can add ‘Pet travel cover’ to our Accident and illness or Accident and illness extra cover. This covers you travelling abroad with your pet.
There are some restrictions, and you’ll have to make sure your pet is microchipped before your trip.
What's covered? | How much cover? |
---|---|
Emergency expenses abroad | up to £300 |
Quarantine costs | up to £1,500 |
Loss of health certificate | up to £250 |
Repeat tick and worming treatment | no limit |
Accidental death/loss of pet, reimbursement if you lose your pet through theft, straying or accidental death on holiday | purchase price up to £1,500 |
If you'd like full details of what's covered or you'd like to check any exclusions that may apply, read the policy documents.