
Because Virgin Cancer Cover is a brand new concept, there's nothing exactly like it in the UK. So we've looked at some traditional insurance products you may have heard of to help you understand the other types of protection products that are available. We've also compared our joint cover with traditional joint cover.
HOW DOES VIRGIN CANCER COVER COMPARE TO OTHER INSURANCE PRODUCTS?
The table below shows the benefits of Virgin Cancer Cover together with the benefits of other financial products that pay out a lump sum.
Product benefits | Virgin Cancer Cover | Stand alone Critical Illness Cover | Life Insurance |
---|---|---|---|
Aims to pay out a lump sum on death or terminal illness | ![]() | ![]() | ![]() |
Aims to pay out a lump sum on diagnosis of early, intermediate or advanced cancer only | ![]() | ![]() | ![]() |
Aims to pay out a lump sum on diagnosis of a range of critical illnesses (e.g. heart attack, stroke, intermediate/advanced cancers) | ![]() | ![]() | ![]() |
Some companies allow you to combine critical illness cover with life insurance in one policy. Because we focus on cancer cover only the average critical illness policy (where life cover is included) will be 44% more expensive than Virgin Cancer Cover.

How does the pay out compare to traditional joint cover?
If you’re after cover for you and your partner, Virgin Cancer Cover gives you an even better deal.
You each get your own policy, and they’re jointly owned so we put them together in one plan for you. It gives you a big advantage over traditional ‘joint life’ cover, where once one of you makes a claim the cover ends.
With us, you each have your own ‘pot’ of cover, so a claim on one won’t affect the other. So if you and your partner take out £100,000 cover – that’s £100,000 cover against cancer, terminal illness or death for you, and £100,000 of cover for your partner. Any claim your partner makes doesn’t affect your cover. And vice versa.
Best of all, when you and your partner apply and pay for your cover together, we’ll give you a discount.
