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What's covered?

We offer three types of pet insurance:

Accidental injury
The cheapest way of insuring your dog or cat, designed to help you cover one-off, unexpected costs if your pet is involved in an accident. It also includes lots of other benefits too. If you think pet insurance is a luxury you can't afford, this could help you think again.

Accident and illness
This covers your pet against accidents and illness, with a maximum time and amount we'll pay out for each condition - so premiums are kept affordable.

Accident and illness extra
Maximum cover at a competitive price. It covers your pet from the start of any accident or illness for the rest of its life or until you reach the maximum amount we'll pay out.

At a glance

Condition
Accidental injury
Accident & illness
Accident & illness extra
Holiday cancellation/curtailment: due to loss or injury of your pet with our Accidental injury cover, or due to loss, illness or injury of your pet with our Accident and illness or Accident and illness extra.up to £1,000up to £1,000up to £1,000
Hospitalisation of owner: kennel/cattery fees if you have to go into hospital for more than four days.up to £500up to £500up to £500
Theft or straying: recovery costs if your pet is lost or stolen.up to £500up to £500up to £500
Accidental death/loss of pet: reimbursement if you lose your pet through theft, straying or accidental death.purchase price - up to £1,500purchase price - up to £1,500purchase price - up to £1,500
Four help lines including 'Find a vet', 'Bereavement counselling', 'Pet minder' and 'Pet legal'.
Legal liability in case your dog injures a third party or damages their property.up to £1 millionup to £1 millionup to £1 million
Vet's fees - amount of coverMaximum 12 months of treatment for each injury up to £1,500 for each conditionMaximum 12 months of treatment for each injury, illness and disease up to £3,000 for each conditionCover for each injury, illness and disease with no time limit, up to £6,000 for each condition

Pet travel cover

You can add ‘Pet travel cover’ to our Accident and illness or Accident and illness extra cover. This covers you travelling abroad with your pet.

There are some restrictions, and you’ll have to make sure your pet is microchipped before your trip. 

What's covered?
How much cover?
Emergency expenses abroadup to £300
Quarantine costsup to £1,500
Loss of health certificateup to £250
Repeat tick and worming treatmentno limit
Accidental death/loss of pet, reimbursement if you lose your pet through theft, straying or accidental death on holidaypurchase price up to £1,500

If you'd like full details of what's covered or you'd like to check any exclusions that may apply, read the policy documents