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Questions and answers

Taking Out Insurance

Who can apply?

How much cover should I get?

How long should I get cover for?

Can I start my cover now?

Do you do joint cover?

Can I cover my mortgage?

What's covered

What cancers do you cover?

What’s not covered?

Is life insurance included with my Virgin Cancer Cover?

Do I get free life cover while I’m setting up my mortgage?

Jargon Buster

What is cancer?

What’s ‘early’, ‘intermediate’ or ‘advanced’ cancer?

What do you mean by ‘terminally ill’?

Making a claim

What happens if I need to make a claim?

Do I carry on paying my premiums when I make a claim?

If I claim for cancer, will I still have life insurance in place?

Does a claim for terminal illness or death have to be cancer-related?

If I need to make another claim later on, what happens?

Other stuff

Can I put my policy under trust?

Can I cancel the policy at any time?

Are pay-outs taxed?

Will my premiums change?

Do I get any money back at the end of the term?

Can I change my cover in future?